About WorkersCompCalc
WorkersCompCalc was built for one purpose: help injured workers understand the math behind their claim — average weekly wage, benefit percentage, state maximums, and permanent disability schedules — before they talk to an adjuster or attorney. Workers' compensation math is scattered across dozens of state statutes and rarely explained in plain language. Our calculators translate published formulas into tools you can check your own numbers against.
What We Built
- Weekly Benefit Calculator — turns your Average Weekly Wage into an estimated weekly indemnity benefit, applying a state benefit percentage and weekly maximum cap.
- Average Weekly Wage Calculator — calculates AWW from total wages and weeks worked, or from an hourly rate and typical hours.
- PPD Settlement Estimator — estimates the statutory value of a Permanent Partial Disability award using an impairment rating and a body-part "schedule of losses."
- State Comparison Tool — compares benefit percentages and weekly maximums between two states side by side.
How Our Calculators Work
Each tool uses a general, published formula pattern that mirrors how most state workers' compensation systems calculate benefits: a percentage of Average Weekly Wage, capped at a state-specific weekly maximum, with permanent partial disability value derived from an impairment rating applied to a schedule of losses for the affected body part. We show the math — the percentage applied, the cap applied, and the weeks used — rather than returning a single unexplained number.
Our state rate table currently lists representative benefit percentages and approximate weekly maximums for 15 states, shown on the Weekly Benefit Calculator and State Comparison Tool. These figures are illustrative and are labeled as such on every page that uses them — state maximum compensation rates typically change annually or biannually, and the rate that legally applies to a claim is usually tied to the date of injury, not the current calendar year. We're working to expand and verify state-specific coverage over time rather than publish generalized numbers under an "all 50 states" claim.
What These Tools Do Not Do
A statutory weekly benefit estimate or a PPD schedule calculation is only one part of a real workers' comp claim. Our calculators do not know about, and cannot account for, disputed causation, apportionment to a prior condition, future medical costs, vocational rehabilitation, settlement negotiation dynamics, or the specific facts an insurance carrier, judge, or arbitrator would weigh in your case. A final settlement value — especially one reached through negotiation or a hearing — depends on information no online calculator can see.
Who We Are
WorkersCompCalc is a property of Berean Defense L.L.C., a Wyoming company that builds free, practical calculators for people navigating complicated financial and legal-adjacent situations.
Questions or Corrections
If you spot a figure that looks outdated or incorrect, or have a suggestion for a calculator we should build next, we want to hear about it. Reach us via the Contact page.