How the Calculation Works
Most states calculate your weekly indemnity benefit as a percentage of your Average Weekly Wage (AWW) — the wage you earned, on average, in the period before your injury (typically the preceding 52 weeks). That percentage is then capped at a state-specific maximum, which is usually tied to that state's own average wage statistics and updated annually or biannually. If your calculated benefit exceeds the state maximum, you receive the maximum instead.
Representative State Benefit Rates
| State | Benefit % | Approx. Weekly Max (2026) |
|---|
Figures shown are representative estimates for illustration and change frequently — always verify current rates with your state's workers' compensation board before relying on a number.
Worked Example
Maria's average weekly wage was $850 before her injury. Her state pays 66.67% of AWW with a weekly maximum of $1,224. Her uncapped benefit is $850 × 0.6667 = $566.70/week. Since that's below the $1,224 cap, her estimated weekly indemnity benefit is the full $566.70/week — before any adjustment for a waiting period, a disputed AWW, or rules specific to her state.
What This Estimate Doesn't Include
This tool estimates the statutory weekly benefit component only. It does not model a state minimum benefit, waiting-period timing, concurrent-employment wages, or offsets that can apply in some states (for example, against certain other benefits you may receive). For your Average Weekly Wage itself, use the AWW Calculator. To compare two states side by side, try the State Comparison Tool. For background on how we build these formulas, see our About & Methodology page.
Weekly Benefit FAQ
Does this calculator use my exact state's current law?
No. It uses a representative benefit percentage and weekly maximum for illustration. Always verify the current figure with your state's workers' compensation board before relying on a number.
Is there a minimum weekly benefit, not just a maximum?
Many states set a weekly minimum in addition to the maximum this calculator applies. This tool does not currently model minimums — check your state board's published rate schedule.
What if my AWW is wrong?
Your weekly benefit is only as accurate as the AWW you enter. If you're unsure how your AWW was calculated, use the Average Weekly Wage Calculator to check it against your own pay records first.